Finding Solutions for Independent
Agents and Brokers for 25 Years!
License #0691040
Agents and Brokers for 25 Years!
License #0691040
Bar, Tavern & Nightclub General Liability Program
From restaurants with high liquor receipts, to nightclubs & gentlemen's clubs, our flexible program offers GL, liquor and assault & battery coverage at competitive rates. Our numerous markets offer extensive property coverage for bars & nightclubs, giving significant savings over other packaged programs.
Classifications:
- Restaurants
- Sports Bars
- Wine Bars
- Pubs & Taverns
- Cocktail Lounges
- Nightclubs
- Discotheques
- Adult Clubs & Cabarets
Difficult To Write Exposures:
- Live Entertainment
- Security / Bouncers
- Ladies Nights
- New Ventures
- Up to 50% Gambling receipts allowed
Coverages Offered:
- General Liability: $1M/$2M/$2M
- Liquor Liability: $1M Each Common Cause, $2M Aggregate
- Assault & Battery: $250k Occurrence, $500k Aggregate Sublimit
- Now with Defense Outside the Limits
- AM Best Rated A XV Carrier, Non-admitted
- Territory: California, Nevada, Arizona & Oregon
- Minimum Premium $500 GL, $1,000 with Liquor Liability
- No Deductible
Application:
| Mandatory Coverage Forms: | ||
| Links | Form Number | Description |
| Download | Trinity_Res_Program | All Mandatory Forms |
| 00 GL0654 00 08 10 | Common Policy Declarations | |
| 06 GL0454 00 03 08 | Commercial General Liability Declarations | |
| 05 ML0017 00 07 03 | Schedule of Forms and Endorsements | |
| 06 ML0002 00 12 06 | Signature Page | |
| 00 GL0651 00 01 11 | Commercial General Liability Coverage Form | |
| 00 GL0637 00 01 11 | Common Policy Conditions | |
| 00 ML0003 00 08 07 | Service of Suit | |
| 00 GL0640 00 08 10 | Premium Audit Endorsement | |
| 00 GL0641 00 01 11 | Minimum Retained Premium Endorsement | |
| 00 GL0653 00 08 10 | Exclusion - Abuse and Molestation | |
| CG 21 01 11/85 | Exclusion - Athletic or Sports Participants | |
| CG 21 32 05/09 | Exclusion - Communicable Diseases | |
| 00 GL0648 00 08 10 | Exclusion - Designated Operations/Activities | |
| 00 GL0646 00 08 10 | Exclusion - Excluded Activities | |
| CG 21 47 12/07 | Exclusion - Employment Related Practices | |
| 00 GL0645 00 08 10 | Exclusion - Firearms or Weapons | |
| CG 21 67 12/04 | Exclusion - Fungi or Bacteria | |
| 00 GL0658 00 10 10 | Exclusion - New Entities | |
| 00 GL0649 00 08 10 | Exclusion - Non-Liquor Alcohol or Alcohol Devices | |
| 00 GL0644 00 08 10 | Exclusion - Performers | |
| 00 GL0636 00 08 10 | Exclusion - Punitive Damages | |
| 00 GL0643 00 08 10 | Exclusion - Pyrotechnics or Fireworks | |
| CG 21 96 03/05 | Exclusion - Silica or Silica-related Dust | |
| CG 21 49 09/99 | Exclusion - Total Pollution | |
| CG 21 35 10 01 | Exclusion - Medical Payments - Coverage C | |
| 00 GL0638 00 08 10 | Limitation of Coverage to Designated Premises | |
| IL 00 21 05 04 | Nuclear Energy Liability Exclusion | |
| CG 24 07 01 96 | Products / Completed Operations Hazard Refined | |
| 00 GL0650 00 08 10 | Two or More Coverage Forms/Policies Issued By Us | |
| 00 MLG0021 00 10 10 | Claims Reporting Notice | |
| 00 MLT0027 00 01 08 | Terrorism Coverage Disclosure Notice | |
| Optional Coverage Forms: | ||
| Links | Form Number | Description |
| Download | 00 GL0642 00 01 11 | Liquor Liability Coverage Form |
| Download | 00 GL0652 00 08 10 | Assault & Battery - Limited Coverage - GL |
| Download | 00 GL0639 00 08 10 | Assault & Battery - Limited Coverage - Liquor |
| Download | 00 GL0526 00 01 11 | Supplementary Payments Reduce the Limits of Insurance |
| Download | CG 20 26 07 04 | Additional Insured - Designated Persons or Organization |
| Download | CG 20 23 10 93 | Additional Insured - Executors, Administrators, Trustees, etc |
| Download | CG 20 29 11 85 | Additional Insured - Grantor of Franchise |
| Download | CG 20 28 07 04 | Additional Insured - Lessor of Leased Equipment |
| Download | CG 20 11 01 96 | Additional Insured - Managers or Lessors of Premise |
| Download | CG 20 13 05 09 | Additional Insured - State or Political Subdivisions - Permits |
| Download | CG 20 18 11/85 | Additional Insured - Mortgagee, Assignee or Receiver |
| Download | CG 03 00 01 96 | Deductible Liability Insurance |
| Download | CG 03 05 01 96 | Deductible Liability Insurance - Liquor Liability |
| Download | CG 21 45 07/98 | Exclusion - Damage to Premises Rented To You |
| Download | CG 22 58 11/85 | Exclusion - Designated Hazards |
| Download | CG 21 33 11/85 | Exclusion - Designated Products |
| Download | 00 GL0647 00 08 10 | Exclusion - Excluded Activities and Dancing |
| Download | CG 21 38 11/85 | Exclusion - Personal & Advertising Injury |
| Download | CG 21 04 11/85 | Exclusion - Products/Completed Operations Hazard |
| Download | CG 21 70 01 08 | Terrorism - Cap on Losses from Certified Acts of |
| Download | CG 21 73 01 08 | Terrorism - Exclusion of Certified Acts |