Contractors Environmental Coverage by Trinity E&S Insurance Services, Inc.

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All contractors have a pollution exposure, and some of the largest pollution losses come from risks not typically classified as environmental contractors.

The minimal pollution coverage afforded by the standard ISO CGL form can easily lead to an uncovered pollution loss, due to the often unforeseen & unpredictable consequences of construction operations. This situation is made even worse with the prevalence of Total Pollution Exclusion endorsements.

Contractors Pollution Liability (CPL) addresses this critical coverage gap, by providing third-party coverage for Bodily Injury, Property Damage and Pollutant Clean-Up. For the retail broker, it offers an important sales opportunity and reduces E&O exposure.

Coverage Options:

Monoline Contractors Pollution
CGL & Pollution Coverage - for Mold, Restoration & Environmental Contractors
Excess Pollution Liability

Annual & Per Project Policies
Defense inside or outside the limits
First Dollar Defense
Flexible limit options, up to $5,000,000 aggregate often available
Low Deductibles for most risks

Typical Coverage Features:

Monoline Contractors Pollution
Combined Occurrence Form for GL & Pollution
Mold Coverage for most classifications (including EIFS)
Nose Coverage & Prior Acts

Applications:

Environmental Contractors
Mold Contractors
Nonenvironmental Contrators - Mold
Nonenvironmental Contrators - Pollution
Project Specific Pollution
Restoration Contractors

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