Design/Build & Contractors - Professional & Environmental Liability

Trinity E&S Insurance Services is pleased to announce a new professional and environmental liability product specifically tailored for Design/Build Firms & Contractors. It packages professional and pollution liability, along with several other coverages and enhancements not commonly seen together in the marketplace.

Of particular note is the inclusion of Mold Coverage. Many products currently available cover mold claims arising from design services, but not from contracting services. This product addresses this important gap by including mold coverage for both design and construction operations.

Coverage Highlights:

Package Coverage for
  • Professional Liability
  • Contractors Pollution
  • Contractors Microbial Conditions Liability (Mold)
  • Transportation Pollution Liability
  • Non-Owned Site Disposal Site Pollution Liability
  • Technology and Privacy Liability
Enhanced and Extended Supplementary Payments
  • Defendants Reimbursement
  • ADA, FHA, OSHA Regulatory/Administrative Action Reimbursement
  • Disciplinary Proceedings Reimbursement
  • Reputation Management Reimbursement
Enhanced Contractors Pollution Coverage including
  • Contractual Liability Coverage
  • Alienated Premises
  • Asbestos and Lead Liability protection for Contracting Services
  • Products Pollution Coverage if provided in performance of Contracting Services
  • Clean-up Costs includes legal defense and restoration expense
  • Natural Resource Damage and Diminution of Value claims included as Property Damage
  • Pollution Condition definition expanded to include claims to structures/buildings
Enhanced Professional Liability
  • Professional Services definition expanded to specifically address Design/Build and Construction Management services
  • Time delays and cost overruns exclusions are carved back in respect to professional services
Limits: Up to $5,000,000

Minimum Premium: $7,500

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