Excess Casualty Coverage

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Our excess markets will write everything from small businesses seeking basic excess coverage, to Fortune 1000 accounts with diverse operations or high hazard products.

Coverage Details:

Follow Form Excess and Umbrella Liability
Capacity up to $50,000,000
Minimum attachment points:
- $1M / $1M / $1M for General Liability
- $1M CSL for Auto Liability
- $500 / $500 / $500 for Employers' Liability
Minimum Premium as low as $750 per million
Admitted & Non-admitted Carriers

Classes of Business:

Construction - residential & commercial
Manufacturers
Distributors
Products - high hazard, worldwide territory
Retail & Wholesale
Restaurants & Nightclubs
Real estate and hotels
Financial Institutions
Habitational
Municipalities, School Districts
Fortune 1000 companies

Submission Requirements:

Acord GL & Umbrella Applications
Any supplemental applications required by the primary GL carrier
Minimum three year loss summary, along with details of any individual losses exceeding $50,000
Description of operations, exposures, controls and rating basis
Underlying carriers, effective dates, limits and premium
Expiring and target premiums

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