Finding Solutions for Independent
Agents and Brokers for 25 Years!
License #0691040
Agents and Brokers for 25 Years!
License #0691040
Artisan Contractors General Liability Program
Our Artisan's GL program is designed for small to medium-sized Residential subcontractors. A broad number of classifications can be written at very competitive rates.
Program Features:
- Form: Manuscript CGL
- Blanket AI
- Primary & Noncontributory Wording
- Blanket Waiver of Subrogation
- Per Project Aggregate available
- Tract work allowed
- Secondary Retail & Wholesale operations
- Condominium/Townhome Repair work allowed for many classifications
- $1,000 minimum premium
- No Deductible
- 25% Minimum Earned Premium
- Rated on Gross Receipts
- Carrier: Non-admitted, AM Best A+ XV
GL Limits:
- $1,000,000 Occurrence
- $2,000,000 General Aggregate (not including Products/Copts)
- $2,000,000 Products/Completed Operations
- $1,000,000 Personal Injury/Advertising Injury
- Excluded Medical Payments
- $300,000 Damage to Premises Rented to You
Territory:
- Washington
- Florida
- Texas
- California
- Arizona
- Nevada
- Oregon
Submission Requirements:
- Acord 125 & 126
- Trinity Contractors Supplemental Application
- Three Years Hard Copy Loss runs, or No Loss Letter
- For New Ventures, the applicant's resume or work history
Artisan Application:
Artisan Contractors Program - List of Trades
Please note, not all available classifications may be listed. Contact a Trinity underwriter with any questions.
- Plastering
- Plumbing
- Remodeling
- Roads/Paving
- Sand Blasting
- Sewer
- Swimming Pool Service & Maintenance
- Upholstering
- Water Softening Equipment Installation
- Window Cleaning
- Window Installation
- Flooring & Tile
- Furnishing & Fixture Installation
- Garage Door Installation
- Grading
- Handypersons
- House Detailing
- HVAC
- Insulation
- Masonry
- Metal Erection
- Ornamental Welding
- Painting
- Paperhanging
- Appliance Installation & Service
- Carpentry
- Framing
- Carpet Cleaning
- Concrete Flat work
- Concrete Foundation
- Debris Removal
- Drywall
- Electrical
- Electrical/Low Voltage
- Excavation
- Fencing
- Fireplace & Stove Installation
Retail & Wholesale Operations:
- Fence Material Stores
- Plumbing Supplies
- Heating and Air Conditioning Dealers
- Electrical & Lighting Stores
- Paint and Wallpaper Stores
- Household Appliances
- Commercial Appliances
- Door, Window and Cabinetry Stores
- Tile & Granite Stores
- Water Softening & Treatment Stores
- Irrigation Systems
- Carpet, Floor and Tile Stores
Artisan Contractors Program - Unacceptable Risks
Please Note: these risks are ineligible for our in-house residential contractors program ONLY. Trinity E&S has access to numerous brokerage markets for your tougher accounts.
- Bridgework or Cofferdam work
- Pile Driving
- Scaffolding
- Oil/Gas Pipelines and Well Exposure
- Tank Erection or Repair
- Dredging
- Iron or Steel Erection
- Mining Operations and Quarries
- Offshore Drilling
- Blasting operations
- New condominium or townhouse projects
- Asbestos related operations
- Wrecking or Heavy Demolition work
- Employee Leasing or PEO Organizations
- Work performed in tunnels and trenches
- Equipment Rental without Operator
- Owned or leased aircraft or watercraft
- Caisson, Dam, Dike, Lock Revetment Work
- General Contractors
- Risks with over 40% of their gross receipts sub-contracted
- Outside operations over 3 stories
- Roofing
- Excavation greater than twelve feet
- Fire Suppression Contractors
- Home builders (excluding very low volume Custom Builders)
- Apartment-to-Condominium conversions
| Mandatory Coverage Forms: | ||
| Links | Form Number | Description |
| Download | Trinity_Res_Program | All Mandatory Forms |
| RRIC-CGL-DEC1 | Common Policy Declarations | |
| RRIC-CGL-DEC2 | Supplemental Declarations | |
| RRIC-CGL-SCH | Schedule Of Forms Attachments | |
| 05 ML0002 00 | Signature Page | |
| 00 GL0468 00 04 08 | Commercial General Liability Coverage Form | |
| 00 GL0467 00 04 08 | Contractors Special Conditions | |
| RRIC-CGL-E2 | Course Of Roofing Operations | |
| RRIC-CGL-E6 | Blanket Additional Insured | |
| RRIC-CGL-E1000 | Claims Reporting | |
| 00 GL0229 00 04 08 | Exclusion - Wrap-Ups | |
| 00 GL0309 00 | Minimum Retained Premium Endorsement | |
| 00 GL0516 00 07 08 | Blanket Primary/Non-Contributory | |
| 00 GL0058 00 04 09 | Construction Materials Hazard Exclusion | |
| CG 2135 10 01 | Exclusion - Coverage C - Medical Payments | |
| 00 ML0065 00 | OFAC Notice | |
| Optional Coverage Forms: | ||
| Links | Form Number | Description |
| Download | RRIC-CGL-E5 | Service Of Suit |
| Download | RRIC-CGL-E4 | Per Claim Deductible |
| Download | RRIC-CGL-E12 | Residential Development Exclusion |
| Download | RRIC-CGL-E13 | Operations in States Other Than California |
| Download | 00 GL0228 00 | Waiver Of Transfer Of Rights Of Recovery |
| Download | 00 GL0340 00 | Blanket Waiver Of Transfer Of Rights Of Recovery |
| Download | 00 GL0341 00 | Per Project Aggregate |
| Download | 00 GL0353 00 | Designated Operations Exclusion |
| Download | 00 GL0515 | Continuous Insured Endorsement - Discrete Losses |
| Download | CG2011 01 96 | Additional Insured - Managers Or Lessors Of Premises |
| Download | CG2012 07 98 | Additional Insured - State Or Political Subdivisions |
| Download | CG2170 01 08 | Cap On Losses From Certified Acts Of Terrorism |
| Download | CG2173 01 08 | Exclusion Of Certified Acts Of Terrorism |
| Download | 00 GL0675 00 03 11 | Amendment Permitting Limited Condominium Or Townhouse Liability Coverage |